Suze Orman Fan Club Blog Community

Surviving in a tight economy takes guts and talent. Knowing where and when to cut back on your day to day expenses can be hard if you are not used to cutting back. One great way to do a double check on your own expenses is to look at your expenses or needs about 8 years ago. What have you added to your lifestyle that you did not have back then? Could you do without that change? Or is it really needed?

The number one item that most people really don’t need is a cell phone. That little item can end up costing you $40 or more a month. Can you do without it? If you can then dump it. If you can’t then at least get away from those 2 year contracts and go with a pay as you go plan. You will find that you can save about $20 or more a month. I have a Tracfone and pay less than  $7 a month for it. Yes I had to buy the phone and it cost me a whole $9.99.  I did have Verizion 3 years ago and I just got fed up with paying $49.99 a month for one phone and I still had to pay for all the extra charges should I use the roaming option.

My savings so far, in the 3 years I have had Tracfone over Verizion is roughly $1,600 and I can put that in the bank.

For more money saving ideas visit Jans at Scratching out a Living .

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